Insurance policies are a vital part of our lives, especially the life insurance types even for a young beneficiary. However, most people do not know what burial or final expense insurance is and its importance to an individual’s finances. Learn more about a funeral or final expense insurance and why even a young adult like you needs to have one.
Medicare advantage, aka MA or Medicare Part C, is a version of private-sector health insurers’ health insurance. Unlike conventional Medicare plans, this version joins Plan A and Plan B into one with added benefits.
Seniors have been more dependent on prescription drugs more than any other generation. Prescription drug coverage changes for old age 65 and up because they are finally qualified for Medicare. However, the original Medicare does not include prescription drugs.
In 2006, Medicare started offering Part D of its plan, which is coverage for prescription drugs. Insurance companies authorized by Medicare offer this plan. It is essential to sign up on time to avoid penalties, usually around the senior's 65th birthday.
Medicare Supplement Plans or Medigap helps in filling some of the gaps in the Original Medicare plan. Although the Original Medicare pays for almost all of the costs, there are still holes in Medicare's healthcare services coverage. Included in the Medigap coverage are deductibles, coinsurance, and copayments.
Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
Here are a few of the topics we may be writing about: